New Moon have always been really good at understanding whatever I throw at them (not literally), and really friendly to deal with. Cover for a mix of instruments/amps/pedals/other bits with individually assigned usage (ie home, UK, abroad), and in-car cover, worth well into 5 figures comes in at less than £150.
As always an insurance company only measures up when you make a claim, which thankfully I've not had to do yet.