[quote name='TimR' timestamp='1504018165' post='3362144']
Most home insurance will cover PLI as long as it's not for your business, trade or profession. So it's worth talking to you insurers exactly what that means if you are not technically running a business. Then get it in writing.
[/quote]
Unless it was a free charity gig I can't see them covering you, I'd actually agree with them too.
Typical four piece band is less than £15 a year per member with Ampband, job done all legit.