[quote name='Gottastopbuyinggear' timestamp='1504352715' post='3364305']
We've bought PLI through AMPband at a cost of about £80 for the year. My reasoning is that if a drunken punter knocks over a PA speaker on themself or someone else then I don't want to risk being in a situation where someone's coming after me personally for compensation. It works out at a few quid each between the six of us so it seems like a no brainier to me.
[/quote]I totally agree, and I actually suggested that apart from the five members of our band, we include our partners as band members/roadies etc, because they often help with carrying things in and out, then the band policy would cover any accidental injuries/damage should they happen.
To cover up to ten people with AMPband, it's just £79 per year, and split five ways, that's just £15.80 each per year for £10m Public Liability Insurance Cover and £250,000 Legal Cover.