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fretmeister

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Everything posted by fretmeister

  1. £22 + delivery for a single string. Ye gods. That is taking the piss on a monumental scale.
  2. [quote name='lowdown' timestamp='1505931928' post='3375347'] As my post above, my wife was sent a letter of an intended claim in court before the IC settled on her behalf. So in the case of my wife/Duo, it was worth having the Insurance. It all got quite complicated, because the claim was against my wife's duo. club owner and the agent. Not sure why the agent, he had nothing to do with it, other than supply the act. The club owner was another matter, believe it or not, he had no PLI, so I am not sure what went on there (or that outcome) because the claims company decided he was liable as well, unless that was just some kind of threat in an attempt to get more money ? [attachment=254034:jpg-to-pdf.pdf] My PL insurance is through the MU. I don't know if it's any good because I have never needed to use it. [url="https://www.musiciansunion.org.uk/Home/Advice/Your-Career/Protection/Public-Liability-Insurance"]https://www.musician...ility-Insurance[/url] [/quote] They try and get the court to confirm everyone is liable. It doesn't mean more money as that stays the same no matter how many defendants there are. But it allows collection from all or 1 - it's called jointly and severally liability. It means there is more than one wallet to extract the compensation from.
  3. I need a Low B but I can't seem to find anywhere that will sell singles. Any ideas? ta
  4. [quote name='Dad3353' timestamp='1505927958' post='3375320'] But you only know if it works if you, or someone you trust, has successfully used it. That's what the original question was. It's no use paying for 'peace of mind' if, when push comes to shove, the 'insurers' wriggle out of the claim and you're left hung out to dry. Yes, insurance is worthwhile, as long as it does actually insure. How many folks have paid for insured shipping, only to have claims turned down for whatever reason..? The proof would be if someone could show that it did, in fact, work for them. That's what was asked. [/quote] Fair point. Mine is part of my membership with Equity. I know others who have successfully used that. I'm probably fortunate that I haven't needed to use it - I pay an enhanced amount because I also perform magic with pyrotechnics.
  5. The compensation amounts have to fall within a bracket - they are published in the Judicial College Guide for Personal Injury Damages. So you can't claim £25,000 for a scratch, and an insurer can't offer you £50 for losing an eye either. Loss of earnings has to be proved with pay slips or accountancy records. Future losses are more speculative but there is a formula that is followed. But - before any of that happens, liability (fault) has to be established first, and medical experts have to confirm not only that the injury is real, but that the injury is consistent with the initial event. Amusingly - the no-win no-fee Claims Management Companies (they are not lawyers) exist because the insurance industry wanted them to be set up - because the insurers could then sell policyholder information to them. And they did, and made billions from it. The lawyer actually doing the work would then pay a fee for a referral. That fee was payable even if the claim was a pile of sh*t and wasn't worth running. Fortunately referral fees paid by or to lawyers have now been banned. But only last week the government again voted against cold calling by Claims Management Companies. I have no idea why - unless a few MPs have shares in them somewhere.
  6. Of course it is. And the insurer will do their best to make sure their own customer doesn't have to pay out. That includes shifting the blame. Their resources are enormous. Then if they have to pay out they'll try to pay out the least possible to protect their shareholders.
  7. [quote name='SH73' timestamp='1505915390' post='3375184'] Understand but what length do claimants go to. Looks like a pub band is mostly for fun but all the cost us it worth it financially? [/quote] Depends on the injury. How far would YOU go if because of someone else your wrist was broken and you couldn't work for 2 months? Could you still pay your rent or mortgage if you only got Stat Sick pay for 2 months? PLI is dirt cheap because the risk is low. Or join the MU - then if a landlord refuses to pay you, they'll get the money out of them. You get the use of their lawyers included in the membership fee.
  8. [quote name='SH73' timestamp='1505914729' post='3375177'] I am aware that in this day and age people like suing and making claims but why on earth would you need a PLI? Isn't that what the landlord should cover along other licensing regulations? I understand the tripping hazards etc etc. [/quote] Because you are a separate entity to the landlord. In other words if a customer is hurt they are going to blame you in any way they can so they don't have to claim on their insurance. And even if it is just a trip that for example causes a broken wrist - you are going to be paying out a good £10,000 for injury, loss of earnings, any private treatment expenses and the legal fees. If you haven'g got insurance you'll also be paying your own lawyer to make sure the claim was a valid one in the first place. Trips, electrocutions with your gear, singer throwing something into the crowd, PA stack falling on someone etc etc. None of that is the landlords fault - and even if it was - he will try to shift the blame to you.
  9. I've never needed my house insurance but I'm still going to buy it.
  10. They went mental when I had a blue Ray years ago and I said I wanted to swap the pickup for something with a smooth top, like a ramp. There was even a dig when I said I wasn't using EB strings. I understand that any forum set up by a manufacturer is going to want their own product to be front and centre, but the entire "EBMM can do no wrong, no improvements are possible" is just bizarre bollocks. Still, if you want to see a meltdown. There was a thread on TGP a few months ago - post a pic of yourself and your other half. A friend of mine posted a pic of himself and his husband... He knew the reaction it would get from the guns & Jesus crew on there. It was hilarious at the same time as being a bit on the scary side.
  11. I've got to fit 2 other people in it as well! Not going to happen, alas.
  12. Blocks for me. For some reason I associate the crowns with Gibson and no body needs to be saddled with that impression of build quality!
  13. It's all over the place. The photos of him are awful. He's unrecognisable. I played his Shockazooloo album about a million times.
  14. Marleaux bolt ons are amazing. But alas out of the price range.
  15. [quote name='scrumpymike' timestamp='1505733537' post='3373813'] The One10 will also contribute to the vintage tone you're getting. [/quote] No doubt! I don't like their regular cabs, but I love the One10. I'd love to have the Four10 as well but at the moment I'm driving a Polo - I'd never get it in!
  16. I've finally been able to use it in anger. On Saturday morning I played in the local educational trust music group in a variety of ensembles. Very happy with it. It sounds, not surprisingly, like a good P bass should. I've got the pickup quite high so there is plenty of clank available, but when played gently it's really round and plumby (is that a word?) too. Signal chain was the bass, a smidge of compression, and then my Darkglass M900 and a single Barefaced One10 cab. Don't need more cabs when playing next to woodwind instruments!
  17. Depends where the EQ is in the amp though. Lots of placement options. Bass EQ hits the preamp harder, whereas post drive EQ has a different effect. It's been hit flat, then EQ'd.
  18. [quote name='casapete' timestamp='1505298615' post='3370791'] Blimey, tough crowd! An amazing body of work over 45 years, universally acclaimed live shows, killer band , supporter of human rights - just for starters. For me, Springsteen carried on the legacy of Chuck Berry - songs people could easily relate to about girls, cars, the American Dream etc. But he also matured into so much more, his prolific songwriting skills developing with each album without ever making a duffer IMO. I've been fortunate to see him perform a few times, and he remains the best live act I've ever seen. Always delivers, with a wry sense of humour that complements his more 'serious' material perfectly. Fully understand if you don't like him, but overrated? Nah........... [/quote] That's bang on how I feel. I don't like his stuff but he's a true hardworking pro surrounded by very capable musicians. I fully understand why people like his music, it's just not for me. Pink Floyd on the other hand... I don't get it. Not even as just a soundtrack to an admittedly amazing laser and light show.
  19. Old Roland Bass Cube 30. Sounds great. Can get them for about £120 used.
  20. Helix. Superb for both instruments.
  21. I've got one in it already. It's very polite.
  22. What's a good choice for a growly 3 band? My Marleaux needs a bit of growl
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