Not if, like me, you opted out of Christmas. I did this two years ago , not in a miserable Scroogy way just no presents in, none out, and it's been a massive relief. I now look forward to the time of year as never before. Still take mum to the carols, pop in and see my daughters on the day because they have asked me to, am delighted for those who celebrate it but I have none of the money side of it, none.
It's been wonderful.