I listed some gear on Gumtree and sold my trusty Markbass LM2 today to a chap who drove quite a way to get it, however as he had turned up without any cash, he paid me by bank transfer using mobile banking.
I can see the money in my account and my balance has updated, so it looks like it is safe, but is it? and is it safe to allow this payment method in future? Can a payment made using online banking with 'faster payments' still 'bounce' at a later date or can it be considered safe?