My reasoning is I don't need it, or hugely want it. But at that price if I fall in love with it then great, if not, I surely can't failed to get my money back or make a reasonable profit.
I'm not adverse to hanging on to it either way if prices are rising.
Money in the bank is boring, basses are fun even if they're not 'the one', and the right bass will have a better return than any interest on savings.