I wasn't specifically talking about housing, although there are issues there, more education / social structures, although with housing, although it was tough with interest rates, you could actually get a mortgage, even going without carpets and curtains. I got a mortage as a junior engineer on my own salary (on a small house). that same house now, on an equivalent salary I would have no chance to get - in fact probably on my actual salary.
I am not blaming the people who have the houses, I am blaming years of underinvestment in not building houses, and people not really voting for that as a priority. All people ever really want to do is pay less tax and moan that there are no services any more, but that is human nature.