Have you tried looking at local Cash Converter type places? Absolute dives for the most part but there’s sometimes a bargain to be had, particularly on Squier, Yamaha and similar.
To save you a trip you can look at their stock online (though it’s not usually up to date), they’ll let you test stuff, they’ll shift things around stores within reason and you can try haggle.
I wouldn’t usually recommend it but if you’re after starter kit you can get pretty lucky! I almost grabbed a nearly-new Squier Bullet Strat for £40 this summer!