If i was selling on Ebay nowadays i would certainly be concerned about the little bit that says..Quote "Payment holds may apply" and worryingly i've read through the garb and i can't see any mention of the finer details of when they may apply this Payment Hold so people will have to draw their own conclusions as to what this may entail.
Introducing eBay Balance
From 16 October 2024, we’re introducing eBay balance, a new way to use your funds after you sell. You’ll be able to use your funds to shop directly on eBay or pay for things such as delivery labels, promote your listings, or to cover any selling needs.
Alternatively, you can withdraw available funds from your balance to your bank account - payment holds may apply. As your funds will be stored in your eBay balance, daily, weekly, bi-weekly, and monthly payout schedules will no longer be offered.