That's another issue I have. If I'm in an environment with background Music or just general din of the crowd, even if a person stand right by me, they almost have to scream for me to comprehend what they're saying.
As you see from my hearing test on the first page, my hearing in general isn't all that bad, it's just that there is some cognitive problem or summat as it relates to discerning frequencies, spatial awareness.
Tinnitus comes around sometimes, after seeing a band live or even just getting a good surround sound on the TV. One weekend recently & got my TV's internal 2.2 Surround speakers working together with the 2.1 soundbar & it was great, but that night I couldn't sleep, thanks to the ringing.
The bass players on the other forum cry out loud when another bass player dares to use overdrive, or so I learned, LOL
Playing chords is also not allowed.