That's true. Many of the guys in the bands I play in are right in the cross-hairs.
I have a 95 year old mother whose health is a cause for concern on a good day. But the carers, doctor and community nurses can bring the virus in on any of their visits, as well as me.
My view is that if I catch it I'll be safe after, and if I catch it early I'll hopefully get treatment before the NHS melt down. I haven't been hoarding loo roll, but I have enough pain killers to see me through the worst.