Public Liabilty Insurance

[Andy Jones]

Hi guys,
I'm looking to try and arrange public liability for my band.

Does anyone know of a cheap insurance company that they could recommend??

We don't particularly want to go the MU route as it's too expensive.

Any ideas guys?!?

Cheers
Andy

[keving]

Just going through the same process myself. Most of the usual suspects won't cover a band, just individuals (Music Guard, Endsleigh etc)
I've found Graham Sykes that will cover a 5 piece for £1million for £248/year. They will also cover a single event.

Can anyone suggest anywhere else I can try?

[yorks5stringer]

E&L ([url="http://www.eandl.co.uk"]www.eandl.co.uk[/url]) used to cover us for £1.25m and about £1k of equipment for £50 in 2011. Stopped paying it when the band broke up...

[Cat Burrito]

I get it free as I insure my kit with musicguard. I pay £12 a month direct debit on £4k worth of bass gear. If you are thinking of insuring your kit it could be a good way of killing two birds with one stone. I assume they offer it on smaller amounts

[BassBunny]

We pay £75 for £2M cover for a 5 piece band. Just had to renew it.
This is who we used.
http://www.insurance4performingarts.co.uk/

Edited June 13, 2012 by BassBunny

[Kev]

I work in Insurance and i would highly recommend avoiding any insurance cover offered by Entertainment & Leisure (E&L). Or at the very least, study their policy wording letter by letter and make sure you know [i]exactly [/i]what you are not covered for. They are notorious in the industry for borderline unfair contract terms and abysmal claims handling.

[yorks5stringer]

[quote name='Kev' timestamp='1339609588' post='1691489']
I work in Insurance and i would highly recommend avoiding any insurance cover offered by Entertainment & Leisure (E&L). Or at the very least, study their policy wording letter by letter and make sure you know [i]exactly [/i]what you are not covered for. They are notorious in the industry for borderline unfair contract terms and abysmal claims handling.
[/quote]

Good to know, never had to claim thank goodness but really only had it for the PL component.