Insurance

[Hector]

Hi all,

DB repairs can be pricey for a poor man such as myself, so have always had insurance in case of tragedy. My insurance policy is up for renewal and I was wondering if anyone had any good recommendations? I'm with Orchestralguard at the moment, but open to suggestions.

Best,

H

[MandShef]

Hi, the one that I had recommended to me is Allianz [url="http://www.allianzmusicalinsurance.co.uk/find-the-right-policy/"]http://www.allianzmusicalinsurance.co.uk/find-the-right-policy/[/url]

[retroroach]

[font=verdana,geneva,sans-serif][size=3]I use Allianz, £10,000 cover world wide including left in car. £125[/size][/font]

[thisnameistaken]

Looking at that Allianz link, do I need two policies if I have double basses and bass guitars I need to insure?

[MandShef]

Good question - I don't know! However, they are really quick to respond to questions. I emailed them this morning with a query about getting my double bass insured, and they had replied by lunchtime (via the 'contact us' link).

[FLoydElgar]

I have my DB on house hold insturance £10 a year for £5k bass... bargin... I believe we are with Barclays....

[jwbassman]

[quote name='thisnameistaken' timestamp='1342519300' post='1736361']
Looking at that Allianz link, do I need two policies if I have double basses and bass guitars I need to insure?
[/quote]

I've been in touch with [color=#282828][font=helvetica, arial, sans-serif]Allianz - they recommended setting the policy up under their PowerPlay policy as I have DB, BG and Amp to insure... so looks like one policy will cover all the stuff - hope this helps [/font][/color]

[dodge_bass]

Allianz are great - quick to respond too when you are making a claim. I also use musicguard for the rest of my equipment and they are very reasonable including world-wide cover.

Edited July 18, 2012 by dodge_bass

[TheG]

If you are a member of the MU you get £2000 worth of insurance free. You don't have to register specific instruments with them you just get the policy. However you may have to set it up in the first instance.

As well as the MU insurance I top up with Allianz for the rest of the value of my gear. I too have electric bass etc on the PowerPlay Policy but I recently added a double bass to the policy and the woman said I would do better to put electric stuff on PowerPlay and double bass on ClassicPlay. It works out cheaper and it is all still covered under one policy even though you are associated with PowerPlay and ClassicPlay.

I have insured my stuff for a long time now and I think I am with this company as it was recommend by the MU years ago.