How is your gear insured?

[Jono Bolton]

I'm thinking about getting my gear covered against theft, breakdown etc. and I want to know what my options are. I'm currently looking at the Musicguard website and for the total amount of my gear (£1200-ish) I'm looking at £6.59 a month via Direct Debit, or £70 in one go. Clearly at that price it's pretty much a no-brainer, and that's including my gear being covered away from the 'insured location' (my house), in-vehicle and breakdown cover.

Does anyone else use Musicguard, or what alternatives are there?

[wateroftyne]

I use Musicguard. It costs a bliddy fortune, but... I try to only think of the benefits..!

[Viajero]

I get my cover for my basses from Endsleigh, a UK policy which I extend to conver Europe when I need it.

Covers theft from a locked car etc etc, all for about 20 quid a year.

[Mottlefeeder]

[quote name='jono b' post='196312' date='May 11 2008, 01:43 AM']I'm thinking about getting my gear covered against theft, breakdown etc. and I want to know what my options are. I'm currently looking at the Musicguard website and for the total amount of my gear (£1200-ish) I'm looking at £6.59 a month via Direct Debit, or £70 in one go. Clearly at that price it's pretty much a no-brainer, and that's including my gear being covered away from the 'insured location' (my house), in-vehicle and breakdown cover.

Does anyone else use Musicguard, or what alternatives are there?[/quote]
I don't play for money, so my gear is covered on my house contents all risks section, and on my car insurance during transport providing I list 'musician' as a second occupation.

Obviously that won't suit everyone, but it's a cheap option for those it does suit.

[stingrayfan]

[url="http://allianzmusicalinsurance.co.uk/default.asp"]http://allianzmusicalinsurance.co.uk/default.asp[/url]

[ahpook]

on the house insurance, although i should really get a proper set-up now that i'm playing live more...

[lonestar]

Musicguard.
Don't forget to get the public liability if your gear is on the house insurance and you're out and about gigging.