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How is your gear insured?


Jono Bolton
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I'm thinking about getting my gear covered against theft, breakdown etc. and I want to know what my options are. I'm currently looking at the Musicguard website and for the total amount of my gear (£1200-ish) I'm looking at £6.59 a month via Direct Debit, or £70 in one go. Clearly at that price it's pretty much a no-brainer, and that's including my gear being covered away from the 'insured location' (my house), in-vehicle and breakdown cover.

Does anyone else use Musicguard, or what alternatives are there?

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[quote name='jono b' post='196312' date='May 11 2008, 01:43 AM']I'm thinking about getting my gear covered against theft, breakdown etc. and I want to know what my options are. I'm currently looking at the Musicguard website and for the total amount of my gear (£1200-ish) I'm looking at £6.59 a month via Direct Debit, or £70 in one go. Clearly at that price it's pretty much a no-brainer, and that's including my gear being covered away from the 'insured location' (my house), in-vehicle and breakdown cover.

Does anyone else use Musicguard, or what alternatives are there?[/quote]
I don't play for money, so my gear is covered on my house contents all risks section, and on my car insurance during transport providing I list 'musician' as a second occupation.

Obviously that won't suit everyone, but it's a cheap option for those it does suit.

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