baseline9 Posted April 12, 2013 Share Posted April 12, 2013 (edited) I recently insured my gear through the house contents insurance (I'm a tenant) I was surprised at how easy it was and it only puts a few pounds a month onto your premium I covered 2 basses and a amp for £4k, I listed the items and provided serial numbers to the insurer so they are covered no matter where I am in the UK. Music Guard is also good and I used to be with them. They are a little more expensive although you prob get better coverage for what you pay for (I think i used to be covered in Europe too). Def worth looking into with your house insurer if anyone is thinking of doing the same. I'm with the co-op insurance Cheers. Edited April 12, 2013 by baseline9 Quote Link to comment Share on other sites More sharing options...
Jimryan Posted April 12, 2013 Share Posted April 12, 2013 I recently insured all my gear. Everything I have, worldwide including unattended vehicles, with £1,000,000 public liability. Comes to about £80 for the year, but much cheaper without the public liability. Got all mine through Allianz after seeing them at LBGS. Quote Link to comment Share on other sites More sharing options...
mushers Posted April 12, 2013 Share Posted April 12, 2013 mine are covered on the home insurance in or out of the house at no extra cost, funny thing is none of the tools i use for work were even covered in the house until i paid a few quid more Quote Link to comment Share on other sites More sharing options...
MacDaddy Posted April 12, 2013 Share Posted April 12, 2013 free insurance plus public liability included with MU membership. Quote Link to comment Share on other sites More sharing options...
dand666 Posted April 13, 2013 Share Posted April 13, 2013 [quote name='MacDaddy' timestamp='1365807373' post='2044935'] free insurance plus public liability included with MU membership. [/quote] This. And as a student you can get it for £20 a year, as opposed to the £183! Quote Link to comment Share on other sites More sharing options...
wateroftyne Posted April 13, 2013 Share Posted April 13, 2013 (edited) Usually there's an exemption for gear nicked from a paid gig. I'd check if I were you... Edited April 13, 2013 by wateroftyne Quote Link to comment Share on other sites More sharing options...
spacey Posted April 13, 2013 Share Posted April 13, 2013 (edited) You have to read the contract small print. Most exclude stolen from unattanded cars without a lockable boot, if the seats fold down from inside the car, they class that as a none lockable boot. Been there, done that, thieving lying ******* all of them. Edited April 13, 2013 by spacey Quote Link to comment Share on other sites More sharing options...
Dood Posted April 13, 2013 Share Posted April 13, 2013 Also, be very careful on home policies to check if you use your basses for anything remotely semi- or professional. If you earn money from playing your Bass / gear you may find that you are not covered. Quote Link to comment Share on other sites More sharing options...
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