cclowend Posted February 12, 2014 Posted February 12, 2014 Any recommendations on good uk gear insurance companies? Ta. Quote
Cat Burrito Posted February 12, 2014 Posted February 12, 2014 I've never claimed but having previously been paying a small fortune through one of the main companies, I heard about NewMoon on here.They are a small company run by musicians and very friendly / knowledgeable. I've never claimed so can't speak for anyone when it come to the crunch but hopefully I'm just buying peace of mind. Two pitfalls, firstly a lot of people think they are covered by home insurance and this isn't usually the case. Secondly, a lot of insurers want receipts etc which for vintage gear can be a problem so back it up with valuations etc. Quote
flyfisher Posted February 12, 2014 Posted February 12, 2014 Might be worth thinking about the actual risk. I only take my stuff out of the house for gigs and it is never really out of my sight so I don't worry about tit being stolen, which is presumably the main risk. I also never leave it in the car and my wife is always with the car while I'm loading and unloading. So, short of some sort of violent robbery, which doesn't really seem very likely, I can't really see my gear being at any particular risk. On that basis, I don't bother with any insurance other than my home policy and must have saved quite a bit over the years. I'm certainly not suggesting no one should buy insurance, because others may have very different circumstances, but just that it shouldn't be an automatic decision. Quote
Roland Rock Posted February 12, 2014 Posted February 12, 2014 One of the perks of Musicians Union membership is equipment (£2k) and legal liability (£10m) insurance. Quote
cclowend Posted February 12, 2014 Author Posted February 12, 2014 Thanks guys. I will have a look at newmoon. I had a quote from allianz. It came to £10 a month which isn't too shabby as I leave my rig at rehearsal rooms. Quote
wateroftyne Posted June 3, 2014 Posted June 3, 2014 Thread bump... I've just renewed with [url="http://www.newmooninsurance.com/Musical/"]New Moon insurance[/url], having been with them for the last couple of years. I spoke to a very pleasant man in an office in Tunbridge Wells, who told me the premium is the same as last year. Which is nice, especially as it's on the right side of £100 for quite a few grand's worth of gear. Of course the proof is in the pudding, and (touch wood) I haven't had cause to claim yet, but nothing I've read anywhere gives me anything other than confidence in them. Definitely worth a look. Quote
oggiesnr Posted June 3, 2014 Posted June 3, 2014 I know people who've claimed through New Moon and none of them have had any problems. Steve Quote
fretmeister Posted June 3, 2014 Posted June 3, 2014 Allianz. I've used their other policies and they've paid out when I need them. Quote
cclowend Posted June 3, 2014 Author Posted June 3, 2014 I ended up using Allianz. I'm hoping my premium wont go up as I have just bought a jazz to replace my old ray. Quote
wateroftyne Posted June 3, 2014 Posted June 3, 2014 FWIW, I just paid about £95 to cover about £6000 worth of stuff. Quote
Pow_22 Posted June 3, 2014 Posted June 3, 2014 Always been with Newmoon. They are great and dont mind (actually understand) GAS and my constant tweaking of my insurance Quote
EliasMooseblaster Posted June 3, 2014 Posted June 3, 2014 I hear good things about Allianz - I think our guitarist has his Les Paul insured with them. I'll second Roland's recommendation of the MU - up to £2,000 of gear insurance included with the membership fee, and I don't think it costs too much more to insure any particularly expensive items on top of that. (Thankfully) I've never had to file a claim with them though, so I can't comment on how good the service is when you actually need it! Quote
CamdenRob Posted June 3, 2014 Posted June 3, 2014 (edited) Is it easy to amend your policy to cover different instruments you aquire? I chop and change my gear so often, If I had to insure specific basses I'd be changing it every couple of weeks... Edited June 3, 2014 by CamdenRob Quote
wateroftyne Posted June 3, 2014 Posted June 3, 2014 I've changed a few times with New Moon, and it's always taken a minute or two over the phone. Quote
CamdenRob Posted June 3, 2014 Posted June 3, 2014 [quote name='wateroftyne' timestamp='1401795775' post='2466887'] I've changed a few times with New Moon, and it's always taken a minute or two over the phone. [/quote] Sounds good to me... think I'll give them a call. It's got to be better than relying on my house insurance Quote
EliasMooseblaster Posted June 3, 2014 Posted June 3, 2014 With the MU? If I've understood the policy correctly, it's a sort of blanket cover for any gear you own - the drawback being you can't claim more than £2,000. I certainly haven't registered any specific instruments with them. Quote
joeystrange Posted June 3, 2014 Posted June 3, 2014 I use Allianz too, after being recommended on another thread on here. Haven't had to claim (thankfully) but I got all my gear insure for just under £9 per month. Quote
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