Insurance time - any recommendations?

[51m0n]

It's time to insure my kit again, and my normal insurer has more than doubled the cost this year. Really not impressed!

Any recommendations for a decent insurer?

Ta!

[Dan Dare]

I get my insurance through the MU. Worth asking them for a quote if you're a member.

[51m0n]

Not a member I'm afraid...

[chris_b]

I insure myself. Having been playing for over 50 years and never made a claim (never had an accident or loss) I'm currently offering myself a 100% no claims bonus.

[Lozz196]

I use New Moon, easy to set up, and there was a 10% discount for Basschat members.

[Dan Dare]

On 16/11/2019 at 11:41, 51m0n said:

Not a member I'm afraid...

There is a solution to that. I find it worth being a member because I get back more than my sub's in reduced insurance costs.

[Kevsy71]

On 16/11/2019 at 12:21, Lozz196 said:

I use New Moon, easy to set up, and there was a 10% discount for Basschat members.

+1 for New Moon, very friendly and forgiving of my frequent calls to change the basses I own and insure!

[wateroftyne]

New Moon!

[kodiakblair]

First I've heard of New Moon. Just got a very nice quote.

 

Glad I checked this thread, new insurance company for me when the policy lapses.

[Mattbass97]

I'll probably be going with New Moon. Spoke over phone running through a load of questions about the policy etc and they were extremely accommodating despite my caution. They offered to add the items to my policy if I provide an excel sheet saving me the hassle of doing it online and giving me an even more tailored quote. Impressed already... 

[PaulWarning]

On 16/11/2019 at 12:03, chris_b said:

I insure myself. Having been playing for over 50 years and never made a claim (never had an accident or loss) I'm currently offering myself a 100% no claims bonus.

I do that too, don't bother with insurance if I can replace items from my savings, so just buildings and car insurance for me, statistically it's got to be cheaper otherwise insurance companies would go bust

[Blink]

I use Musicguard. You get £1m Public Liability cover as well.

[51m0n]

Do New Moon do equipment as well as instruments? Could only see instruments on their website...

[Kevsy71]

20 minutes ago, 51m0n said:

Do New Moon do equipment as well as instruments? Could only see instruments on their website...

I've had an amp and cab insured through New Moon.

[fretmeister]

Last renewal I moved from Allianz to New Moon. Saved me about 50% on the renewal!

Never had to claim from them so I don't know who good that bit is though. 

[wateroftyne]

It's worth pointing out that New Moon includes public liability, and for a small up-charge also cover theft from unattended vehicles.

[toneknob]

New Moon also. As well as the above benefits, you can specify at home/UK/worldwide cover, to help  keep the cost down.

 

[Lozz196]

4 hours ago, 51m0n said:

Do New Moon do equipment as well as instruments? Could only see instruments on their website...

 

3 hours ago, Kevsy71 said:

I've had an amp and cab insured through New Moon.

Yep, got all my gear including amps/cabs/pedals with them.

[Monkey Steve]

22 hours ago, wateroftyne said:

It's worth pointing out that New Moon includes public liability, and for a small up-charge also cover theft from unattended vehicles.

Yes...but worth adding (as I have done on similar threads) that "unattended vehicle" doesn't mean stolen from any car or van, it means stolen from a locked boot,. glove compartment, or other area in the vehicle that is not visible from the road.  Often quite tricky with a bass, so check the terms before paying extra for the cover

[wateroftyne]

3 minutes ago, Monkey Steve said:

Yes...but worth adding (as I have done on similar threads) that "unattended vehicle" doesn't mean stolen from any car or van, it means stolen from a locked boot,. glove compartment, or other area in the vehicle that is not visible from the road.  Often quite tricky with a bass, so check the terms before paying extra for the cover

I think you’d struggle to get insurance from anywhere that covers instruments left unattended & visible..!

[Mattbass97]

27 minutes ago, wateroftyne said:

I think you’d struggle to get insurance from anywhere that covers instruments left unattended & visible..!

I spoke to New Moon and they said cover any unattended items in a vehicle so long as all security features are enabled and windows are closed (provided you can’t fit it in the boot).

[wateroftyne]

6 minutes ago, Mattbass97 said:

I spoke to New Moon and they said cover any unattended items in a vehicle so long as all security features are enabled and windows are closed (provided you can’t fit it in the boot).

Well there you go... I stand corrected!

[Monkey Steve]

48 minutes ago, Mattbass97 said:

I spoke to New Moon and they said cover any unattended items in a vehicle so long as all security features are enabled and windows are closed (provided you can’t fit it in the boot).

ooh - that's quite a lot better than most

[dave_bass5]

Musicguard also do this, although ive never had to make a claim

Actually on the subject of musicguard, ive been with them for years, never made a claim, but at the moment im having really difficulty getting new gear added to my policy. They are just ignoring my emails. Will be going elsewhere after this weekend.

Edited November 21, 2019 by dave_bass5

[Mattbass97]

4 hours ago, wateroftyne said:

Well there you go... I stand corrected!

 

3 hours ago, Monkey Steve said:

ooh - that's quite a lot better than most

I was very pleased, give them a ring and ask a handful of really specific questions and they happily oblige.