Musical instrument insurance help

[fiatcoupe432]

Hi guys hope you are all well ! My studio got flooded last week but made in time to move out the instruments few days before as I knew was going to happen (was a provisory space until my unit is finished which is looking likely to be in March now .’so....... I be purchased a second hand shed put some insulation up and I’m looking to move some equipment (not the expensive stuff but still 4K of equipment ) next week 

the shed is in a very safe place but you never know what could happen 

if I insure the gear trough musicgard and stuff gets stolen are you still can get if is in a shed ?

thoughts please

 

 

[Monkey Steve]

give them a ring and ask

The policy may have some assumptions around the place where the gear is kept - lockable doors, that sort of thing.  Doesn't necessarily mean that they won't provide cover for storage elsewhere, but if it's not a standard term then you will want them to make a specific exception, and to put that into the policy documentation.

Edited November 27, 2019 by Monkey Steve

[ambient]

Give them a phone call, if they say yes, get it in writing. In my experience insurance companies are very good at getting out of settling claims.

[fiatcoupe432]

Thanks guys