markdavid Posted August 21, 2007 Share Posted August 21, 2007 Hi, Was wondering if anybody knew of any online music stores that offer credit as I would really like a Jazz bass but cannot picture myself having the money to buy one anytime soon, all replies appreciated Quote Link to comment Share on other sites More sharing options...
Jean-Luc Pickguard Posted August 21, 2007 Share Posted August 21, 2007 If you got credit from a shop you WILL be treated like a mug. Your best bet is to first workout how much you can afford to pay a month and set up a savings account. Set up a standing order to transfer that amount from your bank account into this new savings account. Then apply for a credit card with 12 month interest free period offer on purchases - halifax currently offer this, I'm sure there are others as well. When you get the card just use it once to buy the bass (after shopping around and haggling over the price) then put the card away don't get tempted to run up a higher debt. Pay the minimum amount off each week from the savings account, then just before the interest free-period ends pay the outstanding amount off and cancel the card. If you receive any credit card cheques or loan offers from the bank in the meantime shred them immediately, they want people to borrow more than they can afford and if you do you'll regret it almost immediately. Quote Link to comment Share on other sites More sharing options...
guitarnbass Posted August 22, 2007 Share Posted August 22, 2007 yeah, exactly what jean-luc said. Quote Link to comment Share on other sites More sharing options...
Machines Posted August 22, 2007 Share Posted August 22, 2007 I got my Spector Q6 Pro from SoundControl on interest free finance. Paid it off on time and all was well - £330 in total. If I hadn't have paid it within the 12 months then it would have automatically begun a 3 year plan at about 30% APR that would have made the bass cost around £600. Be aware. Quote Link to comment Share on other sites More sharing options...
Cantdosleepy Posted August 22, 2007 Share Posted August 22, 2007 Good advice from Jean-Luc! Nice one, captain! Quote Link to comment Share on other sites More sharing options...
john_the_bass Posted August 22, 2007 Share Posted August 22, 2007 i went to PMT for my Ashdown, negotiated a discount with them based around the best price I found online [b]and[/b] a 10 month 0%. I would have preferred to be able to buy a second hand rig with cash, but at the time my old rig had stopped working, I had gigs but no ready cash so it was the best option for me. Quote Link to comment Share on other sites More sharing options...
2wheeler Posted August 22, 2007 Share Posted August 22, 2007 Do you know about the Arts Council's [url="http://www.artscouncil.org.uk/takeitaway/index.php"]"Take it away" loan scheme[/url]? Quote Link to comment Share on other sites More sharing options...
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