Jono Bolton Posted December 13, 2007 Share Posted December 13, 2007 Has any here insured their gear? I'm looking to insure both basses and my Ashdown once I've got it, but I don't know any decent insurers musical gubbins. Does anyone know a good place to go? Quote Link to comment Share on other sites More sharing options...
Old Horse Murphy Posted December 13, 2007 Share Posted December 13, 2007 I'm with Allianz Musical Insurance and they've already paid out on a stolen Stingray of mine....very quick too Quote Link to comment Share on other sites More sharing options...
Machines Posted December 13, 2007 Share Posted December 13, 2007 [url="http://www.musicguard.co.uk"]http://www.musicguard.co.uk[/url] usually gets good feedback.. Quote Link to comment Share on other sites More sharing options...
lonestar Posted December 13, 2007 Share Posted December 13, 2007 I use Musicguard. No claims yet thankfully but they seem pretty good. One other important point. If you're gigging it makes sense to also have public liability insurance which is inclued I think. Insurance is very un rock 'n roll I know but if someone was injured at a gig due to you or your gear, eg tripping over a lead and sued it could cost you your house! Plus some booking agents and venues insist on it. To insure about £2k worth of stuff all risks plus PL insurance costs me about £60 a year. Quote Link to comment Share on other sites More sharing options...
Rich Posted December 13, 2007 Share Posted December 13, 2007 If you are an MU member, you can get [i]completely free[/i] a grand's worth of kit cover, plus 10 million quids' worth of public liability cover. Of course there are certain limitations to the free kit cover, but even so, it's better than a smack in the head. On top of the free £1000, you can also get additional cover at preferential rates through an affiliated insurance company, [url="http://www.hencilla.co.uk/"]Hencilla Canworth[/url]. I filled in their online quote form, & have been quoted roughly £120 a year for £6000-worth of gear cover. This includes cover whilst in an unattended vehicle, provision of hire instruments during repair, depreciation compensation following repairs, and other stuff. I am just waiting for a formal written quote to arrive. Ten quid a month? It's a no-brainer really. Quote Link to comment Share on other sites More sharing options...
Jono Bolton Posted December 13, 2007 Author Share Posted December 13, 2007 Good stuff. I have a new laptop too, will any of them be able to cover that as well? Quote Link to comment Share on other sites More sharing options...
Jono Bolton Posted December 13, 2007 Author Share Posted December 13, 2007 Just went to get a quote, £81 for a year, includes breakdown cover, in vehicle cover, covered if I'm away from the insured location, EU cover for when my band goes away, no £250 excess AND public liability too. Not bad, methinks Quote Link to comment Share on other sites More sharing options...
lonestar Posted December 13, 2007 Share Posted December 13, 2007 [quote name='jono b' post='103976' date='Dec 13 2007, 05:38 PM']Just went to get a quote, £81 for a year, includes breakdown cover, in vehicle cover, covered if I'm away from the insured location, EU cover for when my band goes away, no £250 excess AND public liability too. Not bad, methinks [/quote] Go for it. is that with Musicguard? Quote Link to comment Share on other sites More sharing options...
Jono Bolton Posted December 13, 2007 Author Share Posted December 13, 2007 [quote name='lonestar' post='103980' date='Dec 13 2007, 05:49 PM']Go for it. is that with Musicguard?[/quote] Yep. No where near as bad as I thought it was going to be. And even if I do it via monthly direct debit with the extra interest, its under £100. At less than a tenner a month I'd be stupid not too. Quote Link to comment Share on other sites More sharing options...
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